Uninsured Driver Accident Claims

Uninsured Driver Accident Claims

There are over one million uninsured drivers on the road in England and Wales, according to the Association of British Insurers.

These drivers are responsible for 50,000 road traffic accidents every year, which cumulate in a total cost to insured motorists of £500m a year (an extra £30 on the average insurance policy).

The Motor Insurer’s Bureau (MIB) was set up to help victims of negligent and untraceable drivers. The MIB – paid for by contributions from all the insurance companies – can pay out compensation which cannot be claimed from any other source.

If you have been injured as a result of an uninsured driver, then you may be able to make a claim for compensation.

We specialize in providing legal help and support for people who have suffered injuries involving uninsured drivers. We can help you make the right decision and secure the compensation you deserve. Your case will be dealt with in a strictly professional and confidential manner, no charges will be issued for legal fees and you will receive 100% of the compensation.

The chances of you having a road traffic accident due to an insured driver, are higher than you might expect. It is estimated that there are around 1.7 million uninsured drivers on the roads of the UK, after half a million of them were arrested in 2014. These 1.7 million uninsured drivers cover 1 in 12 of all road users. Therefore, in general statistics, 1 in 12 road traffic accidents are caused by uninsured drivers, with that figure continuously increasing.

Compensation guide

Up To
  • Head/Neck
    One Foot
    Both Feet

  • £42,000

The figures displayed are for guidance, for more assistance please call on: 0808 168 5385

24 hr Claims Helpline 0808 168 5385

The law states that all drivers must be in possession of the required insurance cover so that, in case of an accident, their insurance can cover the costs of any injuries and damage. If you have been injured in a road traffic accident and the driver is uninsured, Claims National may be able to help you in receiving the compensation you deserve.

Informing the police is vital if you have been involved in an uninsured or untraced driver accident as, otherwise, it will not be possible to make a claim for compensation. You should also take notes of any witnesses and photos of any damage or injuries, as this will help you claim for compensation.

If the driver responsible is traced but does not have a valid insurance policy, then you may have no choice but to approach the MIB directly, to find out if they can help you make a claim through the MIB Uninsured Driver Scheme.  The Motor Insurers Bureau (MIB Scheme), is an organisation that collects money from motor insurance companies to cover the compensation of innocent victims of road traffic accidents involving uninsured or untraced drivers. It is possible to contact the MIB directly however, this process can be long and have many complications, so you may find it simpler to make your claim with the help of a solicitor. At Claims National, we can help you pursue your claim and receive the compensation you deserve.

Please note that there are strict boundaries for the length of time you are permitted before making your claim. You must begin your uninsured driver claim within 3 years of the accident.